Individual and family health insurance plans provide coverage for medical expenses for one person or an entire family. These plans typically cover hospitalization and medical expenses, such as doctor visits, medications, and preventive care. They may also provide coverage for vision, dental, and other services. Depending on the plan, they can also cover mental health services, such as counseling and therapy. Individuals and families should consider their coverage needs when choosing a plan. They should also compare plans to ensure they are getting the best coverage at the best price.